Types of Development Finance We Offer
- Residential subdivisions
- Multi-unit developments
- Townhouse projects
- Commercial properties
- Mixed-use developments
- Land subdivisions
- Renovation projects
Comprehensive Funding Coverage
Our development loans can include:
- Land acquisition
- Construction costs
- Professional fees
- Council contributions
- Contingency reserves
- Marketing budgets
- Holding costs
How We Assess Your Project
We evaluate each development based on:
- Location and market demand
- Project feasibility and cost projections
- Builder and developer credentials
- Development experience
- Exit strategy and risk profile
Structured Finance Options
Construction Finance
- Progressive payments with QS oversight
- Flexible drawdown schedules
- Interest capitalization
- Provisions for cost overruns
Development Facilities
- Land bank facilities
- Construction and working capital funding
- Mezzanine finance
- Joint venture structures
Risk Management Strategies
Our team works with you to:
- Build in contingencies
- Control project costs
- Monitor milestones and cash flow
- Plan exit strategies
- Minimise market risks
Our Application Process
- Initial Consultation
- Project overview & feasibility review
- Funding requirement assessment
- Timeline planning
- Documentation Phase
- Permits & project plans
- Cost breakdowns & financial projections
- Market analysis
- Lender Presentation
- Loan application preparation
- Negotiations with lenders
- Term sheet procurement
- Settlement & Drawdown
- Loan settlement coordination
- Drawdown schedule setup
- Progress payment management
Expert Support, Every Step of the Way
From project viability assessments to funding structures, lender negotiations, and construction monitoring, Heritage Lending provides end-to-end support to bring your development vision to life.
Contact our team today to secure the right finance solution for your next property development.